How a Nevis NOGA application actually runs.

The six-step sequence

1. 01

   Form the Nevis entity

   Week 1–3

   Incorporate either a Nevis IBC or LLC. Foreign-incorporated entities are not accepted by NOGA. Apostille of corporate and personal documents starts in parallel.

2. 02

   Request application access from NOGA

   Week 3–4

   NOGA grants portal access on receipt of the formal application request. Access is not automatic — the regulator gates the application portal.

3. 03

   Pay the EUR 28,000 application & first-year fee

   Week 4

   NOGA requires the full application and first-year fee upfront. Payment opens the document upload window.

4. 04

   Upload full documentation

   Week 4–6

   Corporate documents, personal due diligence, business plan with three-year projections, policy framework, B2C supporting documents where relevant.

5. 05

   NOGA review

   Week 6–11

   Active back-and-forth with the regulator on documentation gaps, business plan questions, and policy framework. The fastest applications are the ones that anticipate the second-round questions.

6. 06

   Licence issuance

   Week 8–12

   Licence issued and operator can begin onboarding banking, payment, and platform partners with the licence reference in hand.

• Certificate of incorporation

  Apostilled Nevis IBC or LLC certificate.
  Required
• Memorandum & articles

  Corporate constitutional documents.
  Required
• Register of directors and shareholders

  Current and signed.
  Required
• Register of beneficial owners

  UBO register down to natural persons.
  Required

• Passport copy

  Each director, shareholder, and UBO. Apostilled and certified.
  Required
• Proof of address

  Utility bill or bank statement, less than three months old.
  Required
• Police clearance / criminal record check

  From country of residence, less than six months old.
  Required
• Source of funds declaration

  With supporting evidence — bank statements, sale documents, or employment records.
  Required
• Professional CV

  For each director and key employee.
  Required
• Bank reference letter

  Or two professional references.
  Optional

• Business plan

  Despite NOGA framing this as "brief", expect to deliver a full operator narrative — markets, product mix, team, technology.
  Required
• Three-year P&L projection

  With assumptions stated. NOGA expects realistic numbers, not aspirational ones.
  Required
• Three-year cash-flow projection

  Aligned with the P&L assumptions.
  Required
• Geo-targeting and player segmentation plan

  Including geo-blocking for restricted jurisdictions.
  Required

• AML / CFT policy

  KYC framework with clear thresholds and enhanced due diligence triggers.
  Required
• Responsible gambling policy

  Self-exclusion, deposit limits, time-out controls.
  Required
• Player funds protection policy

  Segregation of player balances from operating funds.
  Required
• Data protection & privacy policy

  Player data handling and breach response.
  Required
• Complaints and ADR policy

  Including ADR provider details — must be maintained throughout the licence term.
  Required

• Game certifications

  RNG and game-fairness certificates from a recognised testing lab.
  Required
• Platform technical specification

  Architecture, data flows, hosting and disaster recovery posture.
  Required
• T&Cs, privacy notice, bonus terms

  Player-facing legal stack.
  Required